D King agents can help you find coverage options that reduce risk and improve operations. We too are also a small business, so we understand the importance of making sure that the assets that you have worked hard for are safe!  For our customers who are in the business of logistics, we understand that in today’s increasingly distracted world you need to be protected!

Let us help you with unique policies that cover everything from food spoilage to accidents and all the things in between. Whether you are a brand new O/O or you have a fleet that’s been rolling for years, D King has innovative policies to cover all types of cargo and carriers.

On average, commercial truck insurance costs in the state of Texas are about $15,000. The premiums for insurance for truck drivers can range from $12,000 to $20,000.
These figures depend on several factors that affect the commercial truck insurance cost. We’ll explore these factors more below.

When it comes to how much full and semi-insurance can cost, it depends on a wide range of factors. These can include guidelines from the US Department of Transportation (DOT), the vehicle and cargo types, the operating radius, and driver history. Each factor affects how much semi-truck insurance costs and the type of plan is needed. This is to help cover the driver, the property, and any accident.
  • USDOT authority
  • Coverage requirements
  • Vehicle type
  • Cargo
  • Operating Radius
  • Driving history
You can save on your truck insurance quote through a combination of special discounts† and other ways to save. Here are just a few:
  • Business Experience Discount - If your business has been up and running for more than three years, you're eligible a discount.
  • Commercial Driver's License (CDL) Discount - For-hire truckers can easily save on their insurance by having a CDL.
  • Truckers using an electronic logging device (ELD) have the opportunity to save on their commercial truck policy by allowing us to access their driving data. New truck customers who participate save an average of $1,106.
In addition to some of the common coverages shared by all commercial vehicles, we also offer truck-specific coverages including:
  • Motor Truck Cargo
  • Motor Truck General Liability
  • Non-Trucking Liability
  • Trailer Interchange
  • Tractor/Trailers
  • Dump Trucks
  • Straight Trucks
  • Two Trucks
  • Care Carriers
  • Tank Trucks
  • Box Trucks
  • Flatbed Trucks
  • Hotshot Trucks
  • Moving Trucks
  • Semi-Trucks

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